Friday, January 15, 2010

Weathering the Financial Storm

I'm still looking at my checking balance being only in the mid to high hundreds and low thousands for the next few months. Looks like I won't be stable until April, which is kind of a depressing thought. I should have taken less out of my paycheck to put into my 401(k), but one doesn't think too much when they do an initial calculation of things. It's not too late to change it now, but I just want to go with what I have to see what it looks like. If it gets really hard for me to survive without taking money out of savings, I'm going to have to decrease my contribution amount to my 401(k). An initial 10% is killing me at the moment. Next year it will be 11% =_=;

When I look at my savings forecast excel spreadsheet, it just looks really dim before April =_=. At least I'm not exceeding my monthly budget. I'm just paying off my accrued liabilities since last month, which kind of suck =_=; No more crazy spending for me.

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