More To Do Than I Thought

*Sigh* I love packing =_=; ... I have so much to do before the year is over =_=; It's great!!!

So, because of my ignorance, did not sign up for a 401(k) this year, but at least I got the HSA thingy set up. I just have to contribute some money in it to adjust the tax liability. Well, even if I do owe, it won't be a horribly huge amount so I should be ok... I mean... for every dollar I withhold, was one dollar that I could have earned through interest. And when I withhold more and get a refund, it's almost like I give the government a free loan and do not own any interest on it so... my plan is to wait it out and see what happens in February. If I feel that I really should put money in my HSA, I will -- well, I probably should do it even if not for the adjustment 'cause it's nice to have some money in that thing for once =_=; -- and I'll start contributing to my 401(k) plan starting next year 'cause I just signed up for it.

Well... I was having doubts about my employment for a while so that's why I didn't set it up =_= (yes, a rather retarded excuse 'cause if I was going to the boot, I should have started vesting so I can get some money out of it and then roll it over, but I'm new at all this and I was never that great with financial so it's a learning experience for me). Anyway, everything's set up now so 10% of my paycheck should be going into my retirement now =_=;;;; (It's really not that much, but it still hurts to think about). *sigh* Oh well.

I guess this is what it means to be an actual adult. I'm still far from being mature and able to survive completely on my own now that I think about it. There's still so much out there that I'm really ignorant on and it does make me a bit fearful of my future, but I just have to do what I can when I learn how. I never really had an interest in anything till I feel threatened so maybe this whole tax thing came at a good time. At least I'll be all set up for 2010. And now I can finally focus on my CPA exam as soon as I finish my last CPE test tonight. I'm just 3 credits away from having all my 40 hours *___* Thank god~!

I should probably eat dinner too, but I don't have much of an appetite. I fly out tomorrow and I still have a little packing left to do, plus a lot of my files to put into my hard drives so I can start putting stuff onto my new computer once I get up there. I need to call my uncle tonight too so he knows to pick me up tomorrow morning around 8am.

Alrighty, need to get down to business!